Flexible Solutions, Tailored for You

Protection plans that suit your life, your goals, your budget.

We create products that care for the needs of the customers

MyFamily Shield

Credit Protect

MyFamily Shield

MyFamily Shield offers layered protection for life’s uncertainties. This covers hospital stays, accidents, or long-term disability. It’s built to support not just you, but your loved ones as well.

With options for income replacement, educational support, and added benefits for serious conditions, it’s a practical way to ease financial burdens during life’s most challenging moments.

Optional life insurance cover that’s easy on the budget.

Credit Protect

Credit Protect takes care of your unpaid credit card balance in the event of death or permanent disability, helping ease the financial burden on your loved ones during a difficult time.

If the cause is an accident, your family also receives a lump sum cash benefit. This added support can help them move forward with greater peace of mind. Exclusively for RCBC Credit Card holders.

Pays your RCBC balance & protects against card misuse.

Other Products

Family Protect

Simple family protection.

Travel cover for Cebu Pacific passengers that covers hospital stay & accidents.

Light and practical family protection.

Card for Life

Hospital & accident benefits with waived card fees.

Hi Life Bonus

A 10-year plan with loyalty rewards and protection.

Scholar Protect

Secure your child’s future education.

Easy Term

Simple, flexible coverage you can count on.

Home Assist

Secure your home and family.

Income Protect

Stay financially steady through life’s disruptions.

MyHealth Shield

Health and hospital protection made simple.

MyBIZ Protect Essentials

Essential protection for small business owners.

MyBIZ Fleet Motor

Coverage for your business’ fleet made easy.

Card for Life

Hospital & accident benefits with waived card fees.

Hi Life Bonus

A 10-year plan with loyalty rewards and protection.

Scholar Protect

Secure your child’s future education.

Easy Term

Simple, flexible coverage you can count on.

Home Assist

Secure your home and family.

Income Protect

Stay financially steady through life’s disruptions.

MyHealth Shield

Health and hospital protection made simple.

MyBIZ Protect Essentials

Essential protection for small business owners.

MyBIZ Fleet Motor

Coverage for your business’ fleet made easy.

Interested in a Policy?

Click here to inquire now.

Frequently Asked Questions

How do I avail of the insurance plans?

The YGC Insurance Policies are exclusively for RCBC Credit cardholders. Enrollment is quick and done over the phone. For help or more information, just email us at ygccustomerservice@ygc.com.ph.

Yes, you can. Email us at ygccustomerservice@ygc.com.ph to learn more about available plans and how to enroll your family.

Your plan gives you a full year’s coverage, billed monthly to your nominated RCBC credit card to make it easier on your budget. No separate payment needed.

Coverage starts on the same day you successfully enroll by phone, and once your first premium is charged to your credit card. You will receive a Confirmation of Cover via email within 10 working days.

No medical exam required. You’ll just need to answer a few, quick questions over the phone to qualify.

Visit our Claims page and access the YGCConnect portal. You’ll find step-by step instructions and the full list of requirements there.

For hospitalization, it takes about 8 working days once we receive complete documents. For death claims, please allow around 20 working days.

Approved claims are paid via bank transfer to your nominated account.

Yes, though we encourage you to keep your protection active. But should you need to cancel, email us at ygccustomerservice@ygc.com.ph and we’ll assist you.